How to Earn Extra Money as a Mom

Almost everyone goes through a time in their life when they need to earn some extra money. Perhaps you are a stay at home mom who needs to supplement a decrease in your husband’s income. Or perhaps an expected bill has reared its ugly head and you need to determine how to earn extra money to get that bill paid off. Whatever the reason, there are many ways to earn extra money either for the short-term or the long-term.

If you are a mom who already works either outside the home or from home, you may be able to earn extra money related to your job. Just be sure that your company and boss won’t oppose your methods. Never use company time or equipment to make extra money for yourself, unless your method relates to working more hours.

Here are a few ideas on how to earn a few extra bucks.

Ask for Overtime Work

One example of how to earn extra money is doing overtime with your current job. Explain your situation to your boss and see if you can pick up some extra hours or work. However, this method could be difficult depending on your childcare situation. Before going this route, think carefully about how your decision will affect your childrens’ schedule and your time with them.

Try a Freelance Gig

Another idea on how to earn extra money as a mom who works outside the home is to use your work skills for some freelance jobs, as long as this is permitted in your employment contract. As an example, if you are a hairdresser, a journalist or a web designer, you could easily use your skills on weekends to make some extra income. You may even luck out and find a way to transition to working from home completely.

Monetize Your Hobbies

You can also think of ways to make money from things that you are already doing as part of your regular routine. If you are a stay at home mom, you could earn extra money by watching other people’s children, either daily as they are at work or for a few hours here and there like a babysitter. If you have a special hobby that you enjoy, you could start your own website around it and earn extra cash from advertising or as a product affiliate (like Amazon).

Join Online Surveys or Offline Focus Groups

Taking online surveys is an easy way to earn a few extra bucks here and there, primarily because you can fill out these surveys at any time of the day. Once you join these online survey sites you will be sent surveys either weekly or multiple times a day, depending on the site. If you qualify and complete the survey you can earn points or cash. Check out some of my favorite online surveys to get started as they all pay in cash.

You can also look for Focus Groups in your area. Focus Groups are market research companies which invite in consumers to talk about their client’s new or existing products. Usually a group of people will meet for about 2 hours and answer questions or offer their opinions. The payment for your time varies but can be as much as $100. Check out to find Focus Groups in your area (look for the state search in the right sidebar).

All of these are great ideas on how to earn extra money that would require no new training or investment, except time, but that is unavoidable.  Just remember to start with one main idea and do what you have to do to make it work. Whether you need to earn an extra income long-term or short-term, it is easy to become ineffective by jumping from one idea to the next. While it is good to be open to new avenues for earning money, you will be better equipped to reach your goals if you keep your focus.